By accessing the Site, submitting a form, requesting a quote, or otherwise using the Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Site or Services.
- SteelKey Insurance LLC Terms and Conditions
Last Updated: October 29, 2026- These Terms and Conditions (“Terms”) govern your access to and use of the website located at steelkeyinsurance.com (the “Site”), including any forms, quote tools, and related services (collectively, the “Services”) provided by SteelKey Insurance LLC (“SteelKey,” “we,” “us,” or “our”).
By accessing the Site, submitting a form, requesting a quote, or otherwise using the Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Site or Services.
- These Terms and Conditions (“Terms”) govern your access to and use of the website located at steelkeyinsurance.com (the “Site”), including any forms, quote tools, and related services (collectively, the “Services”) provided by SteelKey Insurance LLC (“SteelKey,” “we,” “us,” or “our”).
- Acceptance and Eligibility
You must be at least 18 years old and capable of entering a binding agreement. These Terms form a binding agreement between you and SteelKey Insurance LLC. We may update these Terms at any time; continued use after changes constitutes acceptance. Material changes will be noted on the Site. - Services and Nature of Relationship
SteelKey is an independent insurance agency. We help you obtain quotes and policies from licensed carriers. We do not underwrite policies. Coverage, premiums, and terms are determined solely by the issuing carrier. No coverage is bound until the carrier accepts the application and issues a policy. Quotes are estimates only and may change based on underwriting. -
Communications Consent, TCPA, and AI-Powered Contact
By providing your telephone number (via any form on the Site, a purchased lead, or otherwise), you expressly consent by electronic signature to receive communications from SteelKey Insurance LLC, its agents, and authorized partners at the number provided. This consent covers:– Automated telephone dialing systems (ATDS / autodialers)
– Artificial, prerecorded, or AI-generated voices (including AI voice agents, voice cloning, or synthetic speech)
– AI-powered text messages, emails, chatbots, and other automated or AI-assisted communications
– Live calls, emails, and text messages (SMS/MMS)These communications may relate to insurance products, services, quotes, policy information, marketing, and related offers. Consent applies even if your number is on a state, federal, local, or corporate Do Not Call list.
Key TCPA disclosures (prior express written consent):
– Consent is not a condition of purchasing any goods or services.
– You may revoke consent at any time.
– Message and data rates may apply.
– Message frequency varies (typically up to 10 marketing messages per month; service/transactional messages may be more frequent).
– Reply STOP to any text to opt out of text messages; reply HELP for help.
– For calls, you may request to be placed on our internal do-not-call list by contacting us.We may use AI in multiple ways to communicate with you, including but not limited to: AI-generated voice calls or messages, AI-assisted or fully automated texting, AI chatbots on the Site or via messaging platforms, AI-driven personalization of outreach, and AI analysis of interactions to improve service. All such AI-powered communications are covered by the consent you provide.
Lead purchasing and third-party sources:
We may purchase or receive leads from third-party vendors. Any such leads are used only where valid prior express written consent exists that authorizes contact by SteelKey (or a clearly identified list that includes SteelKey) for the purposes described above. We retain records of consent consistent with the Telephone Consumer Protection Act (TCPA), FCC rules, and applicable state laws. Phone numbers provided for SMS opt-in are not shared with third parties for their independent marketing purposes. - User Responsibilities
You agree to provide accurate, current, and complete information. You are responsible for the accuracy of information submitted in quote or contact forms. You will not use the Site for any unlawful purpose, to transmit spam, or to interfere with the Site’s operation. - Intellectual Property
All content on the Site (text, graphics, logos, forms) is owned by or licensed to SteelKey and protected by copyright and trademark laws. You may not copy, modify, or distribute it without prior written permission. - Disclaimers
THE SITE AND SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT GUARANTEE UNINTERRUPTED ACCESS, ERROR-FREE OPERATION, OR THAT QUOTES OR POLICIES WILL BE ISSUED. - Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, STEELKEY INSURANCE LLC AND ITS OFFICERS, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR SERVICES. OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED $100. SOME JURISDICTIONS DO NOT ALLOW THESE LIMITATIONS, SO THEY MAY NOT APPLY TO YOU. - Indemnification
You agree to indemnify and hold harmless SteelKey from any claims, damages, or expenses arising from your use of the Site, violation of these Terms, or violation of any third-party rights. - Governing Law and Dispute Resolution
These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles. Exclusive jurisdiction and venue for any dispute shall be the state or federal courts located in Allegheny County, Pennsylvania. You consent to personal jurisdiction in those courts. We encourage informal resolution by contacting us first. - Miscellaneous
These Terms, together with the Privacy Policy, constitute the entire agreement. If any provision is unenforceable, the remainder remains in effect. We may assign these Terms. Failure to enforce any right is not a waiver.
Contact
SteelKey Insurance LLC
134 Three Degree Road, Floor 2, Pittsburgh, PA 15237
17 Professional Dr, Ste A, Temple, TX 76504
Phone: 1 (412) 408-4002
Email: support@steelkeyinsurance.com or info@steelkeyinsurance.com